Audeamus
Muhammad Yunus: Godfather of Microcredit
Filed in archive Microfinance by gautam on March 12, 2010
Muhammad Yunus: Godfather of Microcredit
© World Economic Forum
He may not be the first micro lender of the world but he is surely the first one to bring it into limelight. You must have guessed till now I am talking about Muhammad Yunus who made the concept of microcredit a household name. He was born in 1940 and completed his PhD from Vanderbilt University. After Bangladesh was created he returned to teach economics at Chittagong University. He always dreamt of creating a new nation and was deeply moved in the year 1974 when famine struck in the country which forced poor people to abandon their household and struggle in order to survive. It was then that he decided to use his knowledge towards addressing rural poverty. He got himself involved with village life and realized that poor people were trapped in the claws of shrewd money lenders and were forced to live the life of a bonded labor.

Seeing the poor people in misery, he gave out loans to people from his own pocket so that they could pay back in small installments. This new concept excited the villagers. He even asked banks to help out the villagers who were paying interest rates as high as 200 to 300% to village moneylenders but banks simply refused. So he went ahead and created an institution which could offer loans to poor people. This gave birth to Grameen Bank which today has become a household name. By the year 2007 it had distributed loans worth $6 billion and served more than seven million people in 78,000 villages in Bangladesh.

Today Grameen Bank is considered to be the foundation for the worldwide microcredit movement.

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Tax preparation coupons: Save on your hard earned money
Filed in archive Information about by gautam on March 10, 2010
Tax preparation coupons: Save on your hard earned money
© Photos8.com
Another great way to save money is through tax preparation coupons which enables you to receive more money from your tax refund. With tax preparation coupons you need to pay discounted rates on your tax preparation services bringing back more funds in your pocket.

There are several tax preparation coupons available on the internet so choose one which gives you maximum savings and can be used with other tax preparation promotions. Most importantly do check out for the expiry of the coupons as some of them just last for few hours. With several coupons available on the internet you will have to be careful as to which one suits your needs the best.

Using tax preparation coupons is considered to be one of the smartest ways to save money.

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Changing entrepreneurial landscape with predictive dialing
Filed in archive Information about by gautam on March 4, 2010
Changing entrepreneurial landscape with predictive dialing
© aflcio2008
Predictive Dialing has changed the entrepreneurial landscape bringing in more benefits and opportunities for the entrepreneurs. Predictive dialer is a system which automatically dials telephone numbers for connecting agents involved in marketing or other assignments rather than having to manually dial the numbers.

Over the years predictive dialers have ushered a revolution for companies involved in businesses of telecalling. Predictive dialers can double your sales per agent per hour which implies that a 50% jump in sales could lead to a 100% increase in profits. Predictive dialers save lot of time of agents which would otherwise have been wasted in manually dialing the numbers and this in turn can lead to increase in productivity by 150% to 400%.

Due to the numerous benefits offered by predictive dialers a company can expect a return on investment within six to twelve months of its installation.

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Social entrepreneurship: The path less traveled
Filed in archive Social Enterprise by gautam on March 2, 2010
This is an unconventional path but many fear walking this path less traveled as it doesn't have the thrills and frills associated with for profit businesses but the trend seems to be changing with young entrepreneurs making an effort to bring together best of not for profit and for profit world.

The job of a social entrepreneur is to bring about a transformational change for the benefit of others. It brings together social mission along with business vision. The thought process of entrepreneurs of today is different - they intend to club together entrepreneurship and philanthropism, what they want to achieve at the end of the day is social innovation.

The youngsters of today are passionate and they intend to take their social ideas from incubation stage to a full blown social enterprise within a short span of time. This is something which I will be covering more of in my future posts.

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Education and sustainable development
Filed in archive Sustainable Development by gautam on February 23, 2010
Education and sustainable development
© unicefiran
Sustainable development is very much needed not only to safeguard the interests and future of mankind but even the planet on which we live. For achieving sustainable development the role of education cannot be underemphasized as education and sustainable development are mutually enforcing which would help in achieving sustainable livelihood for people and the society.

Education is the core of any sustainable development model and it must be deep-seated meaningfully in real life situations and social and cultural experiences and viewed as a life long process involving active management and participation of the learner and people around them.

The concept of Education for Sustainable Development has been developing nationally and internationally and has been creating an impact on learning and education around the world. The partnership between the two has been playing roles at various levels. On the whole we cannot ignore the contribution of education to sustainable development.

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